Do you treat each platform as its own stream?

Yes. Each platform payout is its own income source in the input form, with its own category, expected cadence, and amount. The household view totals them but never lumps them — so a quiet AdSense week shows up distinctly from a dry sponsorship month, and Schedule C earns separation by source for the year.

What about flat-fee brand deals that drop once a quarter?

Set the frequency to "irregular" and add an expected date when the contract lands. The 6-week forecast treats it as a one-off spike, not a weekly — so the cash-flow line never over-counts it. Drop in the actual date once the invoice clears, or stack several under a single branded source if you take repeat work from the same brand.

Do I need to make my partner a co-host?

No. Family is a separate add-on that shares a read-only household view with one partner (or co-parent). It is not auto-applied to Creator and you can run Creator solo forever — Family only kicks in if you invite someone. See /pricing for the full grid.

Is there a Free tier to try first?

Yes — Free is free forever and includes one bank connection, the irregular-income forecast, and a single household view. Pro unlocks multi-scenario planning, every connector, automatic Schedule C, and the quarterly tax vault. See /pricing for the full grid.

For creators, streamers, influencers

Five platforms, one household.
The Creator tier was built for this.

The Loomstead Creator tier tracks every YouTube, TikTok, Twitch, brand deal, sponsorship, and affiliate payout as its own stream — never as lumped 1099 income. The 6-week forecast handles the irregular weeks; Schedule C and quarterly tax run on autopilot. Flat $12.99/mo, decoupled from the founders cohort.

Claim the Creator tier See all tiers

6 weeks of forward visibilitySchedule C on autopilotQuarterly tax, pre-vaulted

Platform payouts — distinct streams

Not lumped 1099 income. Per source.

Each income source in Loomstead carries its own cadence, its own category, and its own expected amount. The household view totals them but never merges them — so a quiet AdSense week never disguises a healthy sponsorship month, and Schedule C earns clean separation by source at tax time.

Platform payout
YouTube AdSense, TikTok Creator Fund, Twitch subs
Brand deal
Flat-fee deliverables, one-offs
Sponsorship
Recurring deal cadence, retention clauses
Affiliate
Per-click, per-conversion, network payouts
Subscription
Patreon, Substack, member tiers
Ad revenue
Programmatic, host-read, podcast networks
Tip / donation
Stream tips, ko-fi, Buy Me a Coffee

Anything that doesn’t fit — merch drops, royalties, speaking fees — lives in Other, still its own line, still counted.

Built for irregular creator weeks

Six weeks of forward visibility — not 14 days.

Most budgeting apps show you two weeks. Loomstead projects the next six — bills against expected income, runway after each deposit, with the platform-by-platform split. When a quiet AdSense week is coming, the household view says so on Monday morning, not late on Thursday when the daycare auto-pay has already bounced.

Bills projected against each upcoming deposit, source by source.
Pre-payday shortfall alerts with reasons, not just numbers.
Quarterly tax estimate set aside automatically on every payout.

Next 9 days · creator view

Cash-flow forecast

6-week window

Mon
Tue
Wed
Thu
Fri
Sat
Sun
Mon+
Tue+

AI nudge

Tuesday after next is tight.Daycare auto-pay ($1,180) hits before the $1,400 sponsor invoice clears — move the sponsorship invoice schedule up by one day and you’re back to $820 of headroom.

AdSense · $2,400 Thu

TikTok · $220 Wed

Sponsor · $1,850 Tue+

Two creator setups, one clear money view

Built for the way creator income actually arrives.

Whether the work is client-led or product-led, Creator keeps every payout tied to its source and shows what the next few weeks can handle.

Designer LLC

A studio with work that lands in waves.

A boutique design business balancing brand-system projects, recurring retainers, and uneven client payouts. Each source stays visible instead of disappearing into one 1099 total.

Example income map

Brand system milestoneProject payout
Acme design retainerRecurring
Quarterly tax set-asidePre-vaulted

Project milestones and retainers remain separate streams.

Indie Dev

A small SaaS between releases.

A solo software builder combining recurring product revenue with contract work between launches. Creator keeps MRR, milestones, and tax planning in the same forward view.

Example income map

SaaS subscription payoutMonthly MRR
Upwork release milestoneOne-off
Quarterly tax set-asidePre-vaulted

Recurring revenue and contract work get one clear forecast.

The Creator tier, built for creator income

What Creator unlocks — the Pro variant tuned for platform-based income.

The Creator tier is the Pro variant in Loomsteadtuned for streamers, influencers, and platform-based earners — every payout gets its own stream, the 6-week forecast bends around irregular weeks, and Schedule C plus quarterly tax reconcile on autopilot. Flat $12.99/mo, decoupled from the founders-or-standard gate so the price is stable whether the founders cohort is open or closed.

Creator

For creators

$12.99/ per month

The Pro tier tuned for streamers and platform-based earners — every paycheck, brand deal, and tip tied to the platform that paid it, so 1099 books and quarterly tax run themselves.

Per-platform income categorization — each platform is its own income source
Per-source breakdown on the Forecast Dashboard
Creator-focused forecasting for irregular payouts — 6-week window
Schedule C + quarterly tax, automated
Connectors optimized for creators — Stripe, PayPal, Gumroad, Patreon, Substack, Venmo, plus bank sync
Pro features included — multi-scenario, shortfall alerts, full export, priority support

Already on Pro? Manage in settings.

What a creator week looks like in Creator

From five payouts to one household view.

AdSense Tuesday. A TikTok hold-release Wednesday. A brand-deliverable invoice Friday. Patreon at the start of the month. A sponsorship renewal that’s three days late. In Creator they’re seven income sources, each with their own cadence and category — and the household view rolls them all up without ever lumping them on a 1099.

YouTube AdSenseBi-weekly
Twitch subs + tipsWeekly
Brand dealQuarterly
Patreon payoutsMonthly

Creator FAQ

The questions creators ask first.

$12.99/mo

Claim the Creator tier today.

The Creator tier is the Pro variant tuned for platform-based earners — every YouTube, TikTok, Twitch, brand deal, and affiliate payout tracked as its own stream and fed straight into Schedule C plus quarterly tax. Flat $12.99/mo, decoupled from the founders cohort so the price is stable.

Signed out? You’ll create an account, then we’ll bounce you straight back to checkout.

Compare all tiers

Questions about billing? Write to us at loomstead-zkmk3a@polsia.app.